Ayushman Bharat Yojana, initiated by the Government of India, provides free medical treatment to eligible citizens through the Ayushman Card. This scheme is especially beneficial for those who cannot afford costly health insurance. With rising healthcare expenses, the Ayushman Bharat scheme ensures that every family can access quality medical treatment without financial burden. But a common question arises: How many times can a person use their Ayushman Card for treatment? Here’s what the rules say.
Treatment Limit Per Person
Under the Ayushman Bharat scheme, each family is entitled to free treatment worth up to ₹5 lakh every year. However, this amount is not assigned per individual—it is the total annual limit for the entire family. For example, if there are four members in a family, all of them together can receive treatment up to ₹5 lakh within one year.
Importantly, there is no restriction on the number of times an individual can avail treatment under the scheme. A person can receive treatment as many times as needed as long as the total cost stays within the ₹5 lakh annual cap. Once the limit is exhausted, further free treatment under the scheme will not be possible until the next eligibility cycle.
Things to Check Before Going for Treatment
Before heading to a hospital for treatment under the Ayushman Bharat Yojana, certain steps must be followed to avoid inconvenience:
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Hospital Eligibility: Confirm whether the hospital is empaneled under the Ayushman Bharat scheme. Treatment is only available at hospitals that are officially registered with the scheme.
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Disease Coverage: Ensure that the illness or medical condition you are seeking treatment for is covered under the Ayushman package. You can verify this through the official website of the scheme or by consulting an Ayushman Mitra at a registered hospital.
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Card Status: Make sure that your Ayushman Card is active. Inactive cards will not be accepted for free treatment.
Ayushman Bharat Yojana is a vital support system for millions of Indians who cannot afford expensive medical care. While there is no limit on how many times you can use your card, staying within the ₹5 lakh family cap is crucial. By following the necessary guidelines and verifying hospital and treatment coverage in advance, beneficiaries can maximize the benefits of this revolutionary health scheme.
